If You Need an Experienced Foreclosure Defense Attorney, Florida Residents Should Call Alliance Legal Group — The Fight For My Home Attorneys!
The attorneys at Alliance Legal Group are dedicated to trying to help you save your home. Proper foreclosure defense encompasses a variety of different strategies, and only with a Florida licensed attorney, can you be certain of getting the best possible defense. Don’t leave the protection of your home to chance. If you are in need of a dedicated and aggressive foreclosure defense, please fill out the online form or call the attorneys at Alliance Legal Group at 877-560-4440 today.
Save Your Home From Foreclosure – Free Consultation
There are several means by which a foreclosure defense can be formed, however, every situation is different and only after an evaluation can your options be determined. Alliance Legal Group offers a FREE FORECLOSURE CONSULTATION to review your case and provide you all the information necessary to make an informed decision. Fight For My Home attorney-at-law David C. Hicks opened Alliance Legal Group to help Florida homeowners defend their foreclosure. Contact Alliance today and let us show you how you might save your home from foreclosure. Alliance Legal Group works throughout the Florida and is here to help, no matter your situation.
Know Where You Stand – Are You a Victim?
Ignorance is not bliss. It is important that you are up-to-date on all issues surrounding your foreclosure, including a complete review of all previously executed documents. Are your loan documents free of lending errors? Do they contain elements of predatory lending? Do your foreclosure documents have the proper signatures? Was your foreclosure filed legally? You may be surprised to find out that a majority of foreclosures filed in the last few years have been suspected of fraud. If you are the victim of fraud, you should know. It has the potential to lend a great deal to the defense of your home.
What is Foreclosure Fraud?
Evidence has surfaced indicating that many foreclosures were wrongfully filed. So-called robo-signers were untrained individuals who have publicly admitted to signing thousands upon thousands of foreclosures with false signatures. Some of the information filled into the blanks on foreclosure forms has been shown by experts to be bogus. It has also been suggested that many foreclosures did not get a review to determine payment history of borrowers and other vital information. A large number of homes may have been foreclosed upon without the homeowners knowing about these discrepancies.
Alliance Legal Group’s David Hicks: Your Document Audit
I Have Heard About Banks Not Having The Right To Foreclose?
In order for a banking institution to foreclose on a home and repossess the property, it must have a note of ownership. In the recent housing boom, loans were resold as investment packages in which these notes were allegedly stripped from the actual home loans. In addition, many of the original lenders have gone out of business. This means that the bank foreclosing on your home, may not actually own the note. If the bank cannot prove note ownership, or presents faulty documentation of note ownership, it may work in your favor. According to news reports, judges have begun to side with homeowners when the banks cannot prove the right to foreclose.
Can a Re-Sold Home Loan Affect My Ability To Get a Loan Modification?
The actual holder of you home loan most likely sees it as a financial investment. If the bank working on your loan modification must present the altered terms to a second party, that party may decline the changes. It may be in your best interests to know who owns your loan and who is determining what changes get made. A majority of home loan modifications see foreclosure a second time within a year according to bank spokespeople. It is important to get the terms you need the first time around.
Can Alliance Legal Group Help Me? YES!
Alliance Legal Group will do a thorough analysis of your documents to find out if they contain any information that can be used in your defense. We also will aggressively pursue potential loan modifications that could give you affordable terms and payments, allowing you to save your home. If needed, we will also discuss potential exit strategies such as a short sale, deed in lieu of foreclosure or any other option that is in your best interest. We are results-driven and will fight to achieve the best possible outcome to your foreclosure. Contact us by filling out the online consultation form or calling us at our offices today!
Contact Alliance Legal Group for answers and more. For a dedicated foreclosure defense attorney, Florida homeowners should not wait to act. Call 877-560-4440 or email us at David@FightForMyHome.com today.